Diversified Credit Fund Performance Report – December 2025
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We continue to be humbled by the increased demand from our existing investors who want to simplify their investments further and consolidate funding more with Bowery. We’ve heard from numerous investors that they find the ‘set and forget’ approach available through the Bowery Diversified Credit Fund very appealing as a mechanism to help manage a portion of their investment portfolio. This is great news as we continue to offer more investment options to our investors.
As an experienced investment manager, we are focused on supporting investors in their hunt for a competitive return for their investments. Applications to invest into the Diversified Credit Fund received in the month of December were promptly deployed to the giving of loans or acquisition of units in the Bowery Capital Mortgage & Investment Fund. All investments performed as expected for the month with zero defaults occurring.
Performance Summary as at the 31 December 2025:
- Investment Distributions of 9.00% p.a. (Annualised) for the month
- Exceeded its Target Distribution Rate by 0.40% p.a (5.40% above RBA Cash Rate)
- Conservative LVR Exposure of 59.27%
- Exposed to 18 different loans
- Diversified mix of underlying properties constituting security for loans including residential, commercial, mixed use and vacant land
- For December 2025 the Target Distribution Rate for the Fund will remain at RBA cash rate + 5.0% p.a.
Please click on the image below to download the monthly performance report.
