Better developments, better futures.

A snapshot of our success stories.

Capital investments

Investments we can all be
proud of.

Quality returns start with quality capital investments. That’s why we go beyond the numbers and get to know our property investments, inside and out. Why? Because we know capital drives big ideas.

This people-focused and big-picture approach is the key to our success and has helped us grow into the investment manager we are today. With investment opportunities across Australia, you’ll find an investment that works for you.

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assets under management*

$0B+

loans provided*

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clients across Australia*

Capital investment showcase

Under the spotlight: Everyone goes home a winner

Rankin Street, Beveridge

Loan Amount

$3,920,000

Original Valuation

$5.6m

Target Returns

7.5% pa Class A
10.5% pa Class B

Loan-to-value ratio (LVR)

60% Class A
70% Class B

Actual Sale Price

~$9.5m

Actual Returns

7.73% pa Class A
10.65% pa Class B

Beveridge was a land sale deal about 40+km north of Melbourne CBD. David, the counterparty, was not just an experienced land developer but also a successful businessman that ran a strong cash generating business. When his long term banking relationship failed him despite being a time when his business was doing particularly well due to favourable macro conditions. He brought the opportunity to Bowery to capitalise on an opportunity to buy land at a favourable price. The independent valuation came in at $5.6m.

David rapidly passed our thorough due diligence process. We worked out a win-win deal and immediately opened it up to our investor community. The investment opportunity was fully subscribed within just 24 hours.

Ever the astute and motivated entrepreneur, David was able to find a buyer months ahead of the maturity of the facility. He successfully sold the property at $9.5m to a strong counterparty – making a cool profit along the way.

This sale price significantly reduced the actual LVR of the facility and de-risked it for our investors. On top of that, because the settlement of sale was after expiry of loan, David required a short facility extension and the investors gained a better than expected return.

Both our investors and developer went home clear winners.

Capital investment showcase

Our recent investments.

Industrial Land Close to Amazon Fulfilment Centre

Industrial Land Close to Amazon Fulfilment Centre

A strategic industrial opportunity in Melbourne's growing northern corridor. This passive facility sits on 21 hectares of prime development land, perfectly positioned to capitalise on Amazon's massive new fulfilment centre just 3km away. With experienced developers backed by $150m in combined assets, this cross-collateralised investment offers enhanced security in one of Victoria's most promising industrial precincts.
Loan Amount: $28.6 million
LVR: Class A Units: 50.0%, Class B Units: 58.5%
Term: 12 Months
Investment return: 10.15% p.a. - 12.5% p.a.
Location: Craigieburn, VIC
Mixed Use, Commercial and Retail Construction Project

Mixed Use, Commercial and Retail Construction Project

Community-focused development bringing new life to Mernda's growing landscape. 'Mernda Central' will rise as a vibrant two-story mixed-use hub, already securing commitments for 79% of its lettable space including a childcare center and gym. Led by a repeat borrower with over two decades of local development expertise, this project is designed to serve the community's evolving needs.
Loan Amount: $13.4 million
LVR: Class A units: 65%, Class B units: 70%
Term: 16 Months
Investment return: 9.75%p.a. - 12.0% p.a.
Location: Mernda, VIC
Commercial Property Minutes from Coffs Harbour Business District

Commercial Property Minutes from Coffs Harbour Business District

Premium office space meets coastal lifestyle in this A-grade commercial opportunity. Located in the heart of Coffs Harbour's business district, this fully leased office building offers investors stable income in one of NSW's most desirable coastal locations. With a five-year lease providing security and location providing lifestyle, it's commercial real estate at its finest.
Loan Amount: $3.2 million
LVR: Class A Units: 60%, Class B Units: 70%
Term: 12 Months
Investment return: 9.75% p.a. - 11.25% p.a
Location: Coffs Harbour, NSW
Industrial Property Office and Warehouse in Metropolitan Melbourne

Industrial Property Office and Warehouse in Metropolitan Melbourne

Strategic industrial investment supporting Melbourne's growing construction sector. This dual-purpose office and warehouse facility serves a thriving construction business while offering investors exposure to Melbourne's robust industrial market. Located in the sought-after western corridor, it combines functionality with growth potential.
Loan Amount: $2.2 million
LVR: 63.5%
Term: 12 Months
Investment return: 9.0% p.a
Location: Truganina, VIC
Residential Construction for Two Townhouses in Malvern East

Residential Construction for Two Townhouses in Malvern East

Luxury living takes shape in one of Melbourne's most prestigious eastern suburbs. These two townhouses represent the pinnacle of residential development in affluent Malvern East, combining proximity to Chadstone Shopping with the charm of established neighbourhoods. With construction already 50% complete, risk has been significantly reduced while maintaining upside potential.
Loan Amount: $2.9 million
LVR: 65%
Term: 9 Months
Investment return: 9.25% p.a.
Location: Malvern East, VIC
Vacant Residential Land in Truganina

Vacant Residential Land in Truganina

Future communities begin here in Melbourne's rapidly expanding western growth corridor. This substantial 10.72-hectare site sits at the centre of Truganina's residential transformation, surrounded by active developments and strong potential. With experienced developers ready to unlock its value, it's land investment positioned for Melbourne's continued westward growth.
Loan Amount: $11.9 million
LVR: Class A Units: 54%, Class B Units: 65%
Term: 12 Months
Investment return: 9.5% pa. - 11.3% pa.
Location: Truganina, VIC
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Capital investment showcase

Download our investor information pack and learn the ins and outs of our investments, including performance reports and key documents.

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Capital investment opportunities

How we choose our investments.

We work directly with developers as well as brokers to uncover quality investments. Meeting personally with each and every borrower, we want to know it all. From where the idea starts to the vision once complete.

We take the time to get to know the nitty-gritty. Because we know the detail is in the big picture.

It’s our due diligence that generates better outcomes and ensures quality capital investments for our investors.

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WHAT OUR CLIENTS SAY

Real feedback from real investors and lenders.

I have been investing with Bowery for over 5 years, and their very competitive investment products have provided me with strong recurrent passive income that has more than doubled my net worth. Their quality of service is outstanding as they provide detailed IM's with insightful summaries, frequent updates to ongoing investments, and they take a proactive approach to ensure that my money seamlessly rolls from the end of one investment to the start of another. Mark, Matt, Ali and Vann are always a delight to deal with, which is why I have entered into over 20 of their deals, and counting!
Matt B
Sophisticated Investor
Our company has completed over 70 mortgages and that underscores Bowery's extensive experience and proven track record in the real estate financing industry.  One of the most appealing aspects of our partnership with Bowery is the highly competitive returns they consistently offer. This aspect has significantly contributed to the success of our investment portfolio and reaffirms our confidence in their ability to identify and secure lucrative opportunities. Their professionalism, attention to detail, and dedication to excellence continue to reinforce our belief that we are in capable hands. These factors, along with their impressive track record of completed mortgages, collectively highlight Bowery as a reliable and valuable partner in the realm of first mortgage opportunities.
Nicolas T
Sophisticated Investor
I appreciate both the clear and detailed analysis of each investment both by way of the executive summary as well as the follow up materials. Also, I know that if I want to further discuss any proposal or any issues with an existing investment I get an immediate response unlike a number of other competitors where I have had to chase and follow up matters of importance to me as a first mortgage investor. I greatly value my commercial relationship with Bowery Capital including in particular Matt Crowe and his back up team. I continue to invest with other investment houses but with Bowery I am happy to recommend both to friends and family.
Roger R
Sophisticated Investor
Finding a reliable, trustworthy and consistent investment partner had been a great challenge until I was referred by my accountant to Bowery Capital. Matt Crowe and the team have been able to provide a number of specialised property investments that cater extremely well for my financial capacity, expected rate of return and risk profile. Relying on Bowery’s due diligence, every opportunity is supported by explanatory notes, a ‘backup strategy’ in the worst-case scenario and 24/7 assistance with any queries. Bowery has certainly become a centrepiece of our broad investment strategy.
Anthony B
Sophisticated Investor
I started investing with Bowery several years ago for these reasons: I wanted access to the attractive risk-reward characteristics of the private debt market; I liked Bowery’s asset-level investment structure as it enabled me to diversify across multiple assets and provide me the control to construct how this was done; I liked that they had healthy deal flow and hence a good range of individual investment opportunities; I knew and trusted one of the principals and was comfortable that the team had the experience required to manage all the potential scenarios that could arise in the individual investments. To date my experience has been very positive. The investments have performed strongly and the Bowery team has expertly navigated changing market conditions including COVID-19 and rising interest rates.
Alex S
Sophisticated Investor
Frequently Asked Questions

What do you invest in?

As an investment manager, we provide private credit facilities in residential and commercial areas across Australia. This includes properties such as:

  • Commercial buildings
  • Retail complexes
  • Industrial buildings and parks
  • Townhouses and apartment complexes
  • Luxury residential developments
  • Land subdivision and development projects
  • Completed stock
  • NDIS and SDA housing developments

How long do I have to invest for?

Investment terms vary from investment to investment. As well as minimum investment periods, each development has a set maximum term and can range from 6 to 18 months.

As with any investment, there are associated risks. We recommend you seek independent advice before making a decision to invest to ensure you’re making an informed decision and the investment aligns with your personal circumstances, financial goals and risk profile.

Distributions are paid on a monthly basis, at a fixed income rate associated with your chosen investment. Fixed income rates vary from investment to investment and will be defined before you invest.

Let’s do this.

You didn’t come here by chance.
You came here because you wanted to invest in your future with our mortgage fund. So, why wait?

Let’s take this first step together.

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