Diversified Credit Fund Performance Report – January 2026
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Demand for our Bowery Diversified Credit Fund (the Fund) continues in the market. Existing Bowery clients are opening additional accounts and adding to their investments, while several new investors have joined after hearing about our different investment offerings. This is all great news and validates the benefit the portfolio has for those wanting a more diversified investment option, secured against quality private credit opportunities.
As an experienced investment manager, we are focused on supporting investors in their hunt for a competitive return for their investments. Applications to invest into the Fund received in the month of January were promptly deployed to loan originations or the acquisition of units in the Bowery Mortgage & Investment Fund. All investments held through the Fund performed as expected for the month with zero defaults occurring in its loan exposures.
Performance Summary as at 31 January 2026:
- Investment Distributions of 0.7500% for the month (i.e 9.00% annualised)
- Exceeded its Target Distribution Rate by 0.40% p.a. (i.e 5.40% above RBA Cash Rate)
- Conservative weighted average LVR Exposure of 59.78%
- Exposed to 20 different loan facilities
- Diversified mix of underlying properties constituting security for loans including residential, commercial, mixed use and vacant land
- For February 2026 the monthly Target Distribution Rate for the Bowery Diversified Credit Fund remains at RBA Cash Rate + 5.0% p.a.
For more details on the monthly performance, please download the monthly performance report by clicking on the below images:
