Commercial Construction Loans:

Powering Your Next Big Project

From concept to completion, we’ve got you covered. Expert financing for every stage of your commercial construction journey.

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TRUSTED BY
PRIVATE LENDING OPTIONS

Turning commercial potential into profit.

Building Success Together.

As specialised private lenders, we understand the unique challenges of construction projects. We know that each build is different, with its own timeline, complexities, and opportunities. That’s why we don’t use a one-size-fits-all approach to lending.

Our team dives deep into your construction plans, offering flexible financing solutions that align with your project phases. We’re not just lenders; we’re your financial partners in bringing blueprints to life. Choose us for funding that’s as solid and well-constructed as your builds.

Financing solutions for $1M - $30M
Flexible options and loan-to-value ratios (LVR)
Funding for site acquisition and construction purposes
Available for land, commercial, industrial, retail and residential properties
Mezzanine funding (available for select projects)
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Testimonials from our borrowers

Bowery Capital was a game-changer for our 3-story apartment project in East Melbourne. When construction costs spiked unexpectedly in 2023, threatening to derail the entire development, Bowery stepped in with additional financing. Bowery genuinely saved our project.
Joe Molinaro
Business Owner
What impressed us most is their hands-on approach. Their team, led by Ali, engaged with the project team multiple times and assisted us beyond the expected scope of a financier. With Bowery, you're not just getting capital; you're gaining a knowledgeable partner who's invested in your success.
Dushyant
Punvec
Bowery came to the party on an urgent settlement where the bank failed to deliver on their promise. We had a tight timeframe to settle an asset and, within 48 hours, Bowery offered us certainty, committed to funding terms and delivered on time.
Maddy Gupta
Manhari Metals
On the back of a successful first transaction, Bowery offered me a leveraged finance package well above my expectations which enabled me to reduce the level of equity contributed to my project.
Tal Goldman
BCENTRAL
Their responsiveness and willingness to adapt the funding structure as our project evolved was invaluable. Bowery aren't just lenders; they are a true partner in innovation. We've since completed two more projects with them.
Jack Townley
TW Projects
FINANCING APPETITE

What we finance: quality

From duplexes to retail builds, we invest in construction excellence and commercially smart projects. Whether regional or metro, we have a keen eye for the right developments in high potential locations.

New Medical Centre for Coastal Community

New Medical Centre for Coastal Community

Set on the Victorian coast in the seaside town of Torquay, Geelong Road will soon be home to a new medical imaging centre. Capital raised will fund the centre’s development, and is already leased to a national provider.
Loan Amount: $5.7 million
LVR: Class A Units 53.0%, Class B Units 61.6%
Term: 6 - 12 months
Investment return: 8.5% - 12.0% p.a.*
Location: Geelong, Victoria
Rezoned Site Set for New Architectural Heights

Rezoned Site Set for New Architectural Heights

Managed by experienced developers, this property will soon be a key site and architectural showcase for Penrith City Council. The site’s use will be determined by award winning designs submitted through an architectural design competition.
Loan Amount: $16.57 million
LVR: 65%
Term: 9 - 12 months
Investment return: 10% p.a.*
Location: Penrith, New South Wales
Luxury and Penthouse City Living

Luxury and Penthouse City Living

Positioned in a highly sought-after Melbourne suburb, this refinance will make way for three luxury apartments. The capital raised will support the completion of two lower-floor apartments, one penthouse apartment, and a basement for residents.  
Loan Amount: $21 million
LVR: Class A Units 67.5%, Class B Units 75%
Term: 12 - 15 months
Investment return: 8.5% - 11.0% p.a.*
Location: East Melbourne, Victoria
Apartment Tower Site

Apartment Tower Site

This refinancing opportunity for a passive facility is for a site that comes with an existing permit to develop apartment towers. The facility is secured against another highly desirable site 2km from Melbourne CBD and just 1km from South Melbourne's retail and commercial precinct.
Loan Amount: $6.5 million
LVR: 65%
Term: 12 months
Investment return: 10.0% p.a.*
Location: Southbank, Victoria
DEVELOPMENT FINANCING PROCESS

Agile & progressive funding partners

Let’s get together. Our team seeks to build quality relationships to ensure we find a solution that meets your needs.

1

Tell us everything

We meet with every borrower in person, taking the time to understand all the little details behind the numbers. Because we know there’s more to your idea than what’s on paper.

2

Let’s evaluate

We will work through your proposal together.

3

Financing

Once all the dots are connected, we’ll walk you through the financing process.

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SUPPORTING THE BEST DEVELOPERS

Selecting strong counterparties.

We work directly with developers as well as brokers to uncover quality investments. Meeting personally with each and every borrower, we want to know it all. From where the idea starts to the vision once complete.

We take the time to get to know the nitty-gritty. Because we know the detail is in the big picture.

It’s our due diligence that generates better outcomes and ensures quality capital investments for our investors.

Ready to chat? Request a callback by submitting the form below.

We can’t wait to hear about your project! Please fill out the form below to initiate a conversation about your project’s financial needs. Our experts are ready to learn more and help you to navigate funding with ease.

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