Capital investment.
It’s what we do.

Capital investments

You invest. We do the rest.

Investing your wealth should be easy. It should provide reliable, strong performance. Month on month. Because after all, you’re investing for returns.

That’s why we focus on quality capital investments.

We’ve built this process through listening to our 500+ investors, hands-on investment experience, with a vastly knowledgeable team.

We do this, so you can invest with confidence.

Capital investments that work for you.

Quality investments

Get access to quality investments, with trusted borrowers. We apply our combined experience as a fund manager to generate better returns.

Fixed returns, paid monthly

You don’t have to wait for your investment to mature to see your returns. Currently our fixed monthly returns are between 9.5% – 10.5% p.a.*.

Values-driven approach

Values drive our business. From how we invest, who we invest with, and how we work with you. Respect, fairness, diversity and inclusion shape everything we do.

No investment fees

We don’t believe in fees. Not in investment fees. Not in re-investment fees. Not in exit fees. We believe you should receive the full benefit of your investment.

People-focused. Always.

Relationships are at the heart of our investment strategy. And our 500+ investors are proof.

You select. We invest.

We believe in choices. We give you the option of which opportunities you invest in. Giving you full flexibility. It’s in your hands.

* Subject to variation from time to time.

Everything you need to know. One pack.

Download our investor information pack and learn the ins and outs of our investments, including performance reports and key documents.

Capital investment showcase

Under the spotlight: Everyone goes home a winner

Rankin Street, Beveridge

Loan Amount


Original Valuation


Target Returns

7.5% pa Class A
10.5% pa Class B

Loan-to-value ratio (LVR)

60% Class A
70% Class B

Actual Sale Price


Actual Returns

7.73% pa Class A
10.65% pa Class B

Our Fund

How our fund works

Our fund is a unit trust with capital investments secured by mortgages within the Australian property and development market. The best part is – you get to choose which properties you invest in.

We don’t believe you should have to wait for your investment return. That’s why we provide fixed income returns each and every month. We also don’t believe in fees, and we won’t charge for investment, re-investment or when you exit. Plus, you’ll get regular investment updates to keep you informed throughout the process.


Real feedback from real investors and lenders.

I have been investing with Bowery for over 5 years, and their very competitive investment products have provided me with strong recurrent passive income that has more than doubled my net worth. Their quality of service is outstanding as they provide detailed IM's with insightful summaries, frequent updates to ongoing investments, and they take a proactive approach to ensure that my money seamlessly rolls from the end of one investment to the start of another. Mark, Matt, Ali and Vann are always a delight to deal with, which is why I have entered into over 20 of their deals, and counting!
Matt B
Sophisticated Investor
Our company has completed over 70 mortgages and that underscores Bowery's extensive experience and proven track record in the real estate financing industry.  One of the most appealing aspects of our partnership with Bowery is the highly competitive returns they consistently offer. This aspect has significantly contributed to the success of our investment portfolio and reaffirms our confidence in their ability to identify and secure lucrative opportunities. Their professionalism, attention to detail, and dedication to excellence continue to reinforce our belief that we are in capable hands. These factors, along with their impressive track record of completed mortgages, collectively highlight Bowery as a reliable and valuable partner in the realm of first mortgage opportunities.
Nicolas T
Sophisticated Investor
I appreciate both the clear and detailed analysis of each investment both by way of the executive summary as well as the follow up materials. Also, I know that if I want to further discuss any proposal or any issues with an existing investment I get an immediate response unlike a number of other competitors where I have had to chase and follow up matters of importance to me as a first mortgage investor. I greatly value my commercial relationship with Bowery Capital including in particular Matt Crowe and his back up team. I continue to invest with other investment houses but with Bowery I am happy to recommend both to friends and family.
Roger R
Sophisticated Investor
Finding a reliable, trustworthy and consistent investment partner had been a great challenge until I was referred by my accountant to Bowery Capital. Matt Crowe and the team have been able to provide a number of specialised property investments that cater extremely well for my financial capacity, expected rate of return and risk profile. Relying on Bowery’s due diligence, every opportunity is supported by explanatory notes, a ‘backup strategy’ in the worst-case scenario and 24/7 assistance with any queries. Bowery has certainly become a centrepiece of our broad investment strategy.
Anthony B
Sophisticated Investor
I started investing with Bowery several years ago for these reasons: I wanted access to the attractive risk-reward characteristics of the private debt market; I liked Bowery’s asset-level investment structure as it enabled me to diversify across multiple assets and provide me the control to construct how this was done; I liked that they had healthy deal flow and hence a good range of individual investment opportunities; I knew and trusted one of the principals and was comfortable that the team had the experience required to manage all the potential scenarios that could arise in the individual investments. To date my experience has been very positive. The investments have performed strongly and the Bowery team has expertly navigated changing market conditions including COVID-19 and rising interest rates.
Alex S
Sophisticated Investor
Property investment

We believe you should choose what you invest in.

It’s your wealth. So why shouldn’t you have control over how, where and when it’s invested?

That’s why we have a flexible approach to investment, allowing you to choose the properties and developments to invest in.

We go beyond relying on reports and numbers to make investment decisions. Each and every investment opportunity is vetted personally by our team. And if we don’t like what we see, you won’t see it. It’s that simple.

Frequently Asked Questions

Who is the investment fund available to?

Currently, our investment fund is available to wholesale and sophisticated investors that meet one of the following criteria:

  • Earned at least $250,000 per annum for the last two years
  • Have net assets of more than $2,500,000 
  • Invest a minimum of $500,000

Investors in the fund include high-net individuals, family trusts, and institutional investors.

What type of fund do you operate?

Currently, we operate a contributory mortgage fund. This provides you with access to the commercial real estate debt market. Investments are typically secured by first mortgages, most of which are against residential and commercial properties within key Australian metro and regional areas.

How often do you distribute investment returns?

Our mortgage fund provides a fixed distribution rate, with income distributed on a monthly basis to all investors. Distribution rates vary from investment to investment. 

Bowery Capital has a strong track record of fund performance, providing competitive, risk-adjusted investment returns each and every month.*

Let’s do this.

You didn’t come here by chance.
You came here because you wanted to invest in your future. So, why wait?

Whether it was to invest or borrow, let’s take this first step together.